MOT guides

Write-off categories: A, B, S and N explained

A written-off car is not always a no-go — but you must know which category it was. Here is what each one means.

The categories

Categories S and N replaced the old C and D categories in October 2017. A Cat S or N car can be a sensible buy if repaired correctly and priced to reflect its history — but always get an independent inspection.

How to check

Write-off status comes from insurance records, which MOTIntel does not hold. For a confirmed write-off and finance check, use a paid provenance provider; use MOTIntel free for the MOT history, mileage record and next-MOT risk. See what we do and do not check.

Frequently asked questions

Is it safe to buy a Cat S or Cat N car?

It can be, if the repair was done properly and the price reflects the history. Always get an independent inspection and confirm the repair quality.

What is the difference between Cat S and Cat N?

Cat S means structural (chassis or safety-critical) damage that has been repaired; Cat N means non-structural damage such as cosmetic or electrical faults.